You will be swamped with tons of money saving tips as we begin the New Year. Some may be do-able while some may seem to come from another world. If you need to save some money, here are some useful tips for you:
If you bought something which do not satisfy you, you have all the reasons to complain to get the most out of your hard earned money.
Pause before you buy
A few days of waiting before buying something you like always works. This pause gives you enough time to think and decide if you really are buying wisely. You can also use this time to compare prices and if you can get a better deal from a different store or see if you have better alternatives.
Keep track of your finances
You should know what’s going in and out of your bank account on a monthly basis. Once you get your bank statement go thru the record and try to balance it or compare it with your own notes. You will learn a lot if you know where every penny goes.
Eyes on the interest rate
Do not believe the 0% interest offer you see everywhere. This just means that they have already rolled their profit up with the sticker price of the item. If you are paying for it cash, ask if you can get the item on a cheaper price.
Make use of technology
As much as big companies make most of their computers and other devices to be profitable, make most of your computer at home. You can use it to help you monitor your finances, make a budget, do grocery and shopping lists, and even managing your time wisely.